Cashflow Management
2025-03-11 09:30 - 11:00 UTC
During this session we’ll help you to figure out the ins and outs of working with a cashflow and how it can help you manage your projected income and expenditure over a given period of time.
This is a critical area for most small businesses. Knowing your numbers can really help you to plan how your business runs and grows.
We’ll look at a variety of things that can help you such as:

Tracking income and expenditure

Understanding your spending

Understanding the effect of payment terms

Planning ahead and contingency

This session will be led by GrowBiz Enterprise Facilitators Karen Martin and Ang Laurie. Karen runs her own hospitality business and is also Chair of the Grantown Business Association. Ang has experience within a local Community Action Planning framework and works on our SEED project which offers tailored support for young entrepreneurs and self-employed people in Perth and Kinross.

Bookkeeping essentials
2025-03-12 10:00 - 12:00, 2025-03-24 10:00 - 12:00, 2025-04-09 10:00 - 12:00, 2025-04-23 10:00 - 12:00, 2025-05-09 10:00 - 12:00, 2025-05-19 10:00 - 12:00, 2025-06-06 10:00 - 12:00, 2025-06-23 10:00 - 12:00 and 3 more dates
This webinar is for those who are entering business for the first time or require an understanding of what is involved in financially managing a business, including basic bookkeeping, and creating a profit and loss account. You will also get an understanding of what expenses the business can claim and then how to fund your business. At the end of the session, you will receive a workbook on excel to help you manage and monitor costs and sales.
At the end of this session, you will be able to:

Implement basic bookkeeping skills across your business
Create a profit and loss account
Understand what expenses can and cannot be claimed
Use financial management to increase revenues and profits
Understand capital and revenue costs and how they are treated

Effective Financial Management For Agritourism
2025-03-13 10:00 - 16:00 | Gargunnock Community Centre, Leckie Road, Gargunnock, FK8 3BJ
Join Scotland’s Agritourism Monitor Farms Programme at Gargunnock Community Centre in Stirlingshire for an informative session designed to help you take effective control of your agritourism business finances. Whether you’re just starting out in agritourism or looking to refine your financial management skills, this meeting will cover many essential topics.
We’re delighted to be joined by Colin McNally, Director of CJM Accountancy & Financial Management and Paris & McNally, who will cover:

What is a P&L? Gain a clear understanding of Profit and Loss statements and their importance.
Income vs. Costs = Profit: Learn the basics of calculating profit and managing your margins.
Valuing Your Time: Discover how to attribute your own and your management team’s time effectively.
Managing Multiple Enterprises: Explore strategies for handling finances across different enterprises.
Monthly Reporting: Learn how to structure monthly management reports, determine who in your team can help you with this task, and estimate the costs involved.
Tax Accounts Simplified: Break down the essentials of your tax obligations and accounts.
Software Solutions: Explore how a financial software solution could help you streamline reporting and insights.
Budgeting & Monitoring: Learn how to create budgets and track progress to improve the currency of your financial information.
ROI Planning: Understand your capital investments and learn how to plan for returns.

Tea and Coffee will be provided. There will be a cup of soup at lunchtime but please do bring your own packed lunch.
There will be a chance to share thoughts & ideas and network over lunchtime.
Everyone is very welcome to attend.

Business Finance Viability
2025-03-18 10:00 - 12:00
Led by experienced advisers, this webinar takes the fear out of finances, providing practical tools and guidance to help you confidently manage your business’s budgeting and forecasting. You’ll learn how to identify the hidden costs of running your business, including the cost of hiring staff, maintaining stock levels, and other crucial expenses.
Through a series of engaging exercises, you’ll gain a deeper understanding of your business’s financial viability, helping you make informed decisions about its future growth and success. Whether you’re a new entrepreneur or have been in business for a couple of years, this webinar is tailored to your needs, providing you with the knowledge and skills to take your business to the next level.
Don’t let financial worries hold you back from realizing your business’s full potential. Sign up for the Business Finance Viability webinar today and discover how to confidently manage your business’s financial health!

Delivering profit to drive growth
2025-03-26 10:00 - 12:00, 2025-04-30 10:00 - 12:00, 2025-06-19 10:00 - 12:00, 2025-07-03 10:00 - 12:00
The course covers financial analysis, strategic decision-making, resource allocation, and the role of innovation and scalability in leveraging profit for long-term success.
We will cover:

Getting to know your financials
Controlling growth
Improving decision making
Opportunities
Cash is king
Controlling change
Pricing strategies for maximum profit
Measuring profit

Bookkeeping and Cloud Accounting Basics
2025-03-27 11:30 - 13:00
Join us to learn more about the basics of bookkeeping and what information and records you need to keep in order be compliant.
During this session we’ll walk you through:
* Setting up your business accounts, discussing some of the methods you could use
* Business banking
* Recording transactions and sales
* Income and expenditure
* Keeping receipts and storing data
* Mileage and travel expenses
* What you can and cannot claim
* Types of reports.
* Finding an accountant/bookkeeper or DIY
* Preparing and submitting your own self assessment at the end of the year
There will be plenty of opportunities for you to ask questions during this interaction session which will be led by both Kirsteen Hardie, GrowBiz Finance Manager and Rebecca Mackellar, a GrowBiz client, who is a bookkeeper. Kirsteen and Rebecca support clients to make informed choices about the most suitable way to track their business accounts.
By the end of the session you’ll feel much clearer about what records you need to keep and perhaps you’ll have decided the best way to keep and manage your records which might include the use of Cloud Accounting Software.

Horizon Europe & International Low Carbon Research & Innovation Funding
2025-03-31 10:00 - 15:30 | Hilton Glasgow, 1 William Street, Glasgow, G3 8HT
Join us at our Glasgow workshop and learn about the range of funding available to support research and innovation in the critical growth areas of energy and low carbon.
We can help you understand the unique benefits that Horizon Europe and other international programmes can offer.
International funding programmes we’ll cover include:

Horizon Europe including low carbon and energy calls and EIC Pathfinder and Accelerator
Clean Energy Transition Partnership
Global Business Innovation Programme
Eureka Eurostars

Our workshop will:

Provide an overview of the unpublished 2025 energy and low carbon funding opportunities in Horizon Europe and give details of other international funding programmes and grants
Offer top tips and shared experiences from previously successful applicants and evaluators
Include a dedicated pitching session so that you can share your project ideas and expertise
Help you find support that’s available to you and your Scottish company
Introduce you to other organisations similar to yours – either those developing applications or in need of a partner

Who should join?
This workshop is of interest to innovative companies, universities, research bodies, and public sector organisations that are planning, supporting or interested in the available funding opportunities for energy and low carbon research and innovation projects.

How to write funding applications
2025-04-24 10:00 - 12:00, 2025-06-02 10:00 - 12:00, 2025-07-18 10:00 - 12:00, 2025-08-14 12:00 - 14:00
When submitting applications for funding, you need to ensure that the applications are written in such a way that improves your chances of being successful.
There are numerous funders out there and each will have their unique way they wish you to apply, however, in this webinar we’ll explore some key steps you can take to improve your chances of a successful application, including:

Clarifying your need

Demonstrating your needs

Understanding your funder

How to speak their language

Getting the basics right

Overcoming the common mistakes

Answering the questions asked

The Budget: Six months on
2025-05-01 17:00 - 19:00 | Discovery Point, Riverside Drive, Dundee, DD1 4XA
Gilson Gray’s panel of experts will be discussing the key outcomes from the UK’s October Budget and reflect on the challenges, and the long-term implications. With the Budget now six months behind us, this event will provide an opportunity to assess its impact across businesses, property, personal and financial planning, and the economy.
Taking place on Thursday 1 May 2025, from 5pm onwards in Dundee, we look forward to having you with us for what promises to be an engaging and thought-provoking conversation, with networking, canapes and drinks.

Tendering for Success
2025-05-13 13:00 - 15:30
Whether you’re thinking about going for your first tender or have already been through the process but would like to enhance your tendering skills this session is for you.
We’ll be joined by experts in the field of tendering to talk you through the process, common pitfalls, what to look out for and how to prepare your business to be ready for future opportunities for growth.

Clean Energy Transition Partnership Research and Innovation Funding Call
2025-06-24 10:00 - 11:00
The latest Clean Energy Transition Partnership (CETP) Research and Innovation funding call will open the on 11 June 2025.
The CETP offers Scottish companies the opportunity to work with other organisations from 30 different countries on collaborative research and innovation projects that support the energy transition.
Scottish universities and research organisations are also eligible to apply when partnering with a Scottish company.
This funding is open to companies in the Scottish Enterprise and South of Scotland Enterprise Regions.
The CETP has already supported projects in areas including Energy Generation, Energy Storage including Hydrogen, CCUS, Energy Systems and Networks, Heating and Cooling, Built Environment and Geothermal.
In 2025 there will be a total budget of €3.5m to support successful Scottish applications.
The webinar will be of interest to both large and small companies and research organisations.
This webinar will introduce the CETP, including the nine funding areas that Scotland is supporting.
It will also give an overview of the:

eligibility criteria
application and evaluation processes
support available for Scottish applicants
partner search and brokerage support

There are nine module areas in 2025 that project proposals can be submitted to.
These are:

Multi-vector interactions between the integrated energy system and industrial frameworks
Energy system flexibility: renewables production, storage and system integration
Advanced renewable energy (RE) technologies for power production
Carbon capture, utilisation and storage (CCUS)
Hydrogen and renewable fuels
Heating and cooling technologies
Integrated regional energy systems
Integrated industrial energy systems
Clean energy integration in the built environment

Space data for industry – Denmark Innovation Call Launch
2025-07-14 14:00 - 15:00
What’s it about?
This challenge offers 100% grant funding up to £30,000 for Scottish-based companies developing innovative solutions using satellite data. The goal? To explore and prove the feasibility of space-data-driven services that can benefit Danish customers — especially in the Financial Services sector.
Who should attend?

Scottish tech companies with expertise in space data, software, or product development.
Danish organisations interested in partnering on innovative data-driven solutions.
Anyone keen to explore cross-border innovation and commercialisation opportunities.

Key Dates

Webinar Date: 14th of July 2025
Application Window: 20th June – 22nd August 2025
Project Duration: Up to 3 months, ending by 31st January 2026

Why join?

Learn how to access up to £30,000 in funding
Understand eligibility and application criteria
Connect with potential partners from Denmark and Scotland
Get insights into how space data can drive innovation in Financial Services and beyond

Lunch and Learn: How to pay yourself from your business
2025-08-08 12:00 - 12:30
Running a business is hard work – but how do you make sure you, the business owner, are getting paid too?
This webinar, led by Nathan Pretty gives practical tips to help business owners understand how to pay themselves legally and efficiently, as well as highlighting things to avoid.
Perfect for new business owners who need to start paying themselves and longer standing business owners who may feel scared to take money out of the business for themselves.
Key takeaways from this session:

Different methods of paying yourself
Understanding tax implications of paying yourself for different business structures (sole trader, partnership, limited company)
Common mistakes to avoid when paying yourself from your business

Nathan is a chartered certified accountant with over 10 years of experience in the field. He specialises in helping new businesses get their financial footing.
From bookkeeping to tax planning, Nathan has you covered. His goal is to make the financial side of your business as smooth and stress-free as possible, so you can focus on what you do best.

Lunch and Learn: How to manage your business finances
2025-08-12 12:00 - 12:30
Join Rebecca Barker from Artful Accountancy Ltd for a relaxed, jargon-free session designed specifically for busy entrepreneurs and small business owners.
You’ll get practical, stress-free advice on how to manage your business finances, make sense of essential accounting terms, avoid common mistakes and use time-saving tools. Leave with tips you can implement right away, as well as a helpful checklist and a renewed sense of control over your money.
Key takeaways from this session:

Demystify accounting: Get simple explanations of essential bookkeeping terms, so you can feel confident and empowered when it comes to your finances
Avoid costly mistakes: Learn about the main financial mistakes that new businesses often make and how to steer clear of them
Time-saving technology and tools: Discover accounting tools like Xero, QuickBooks and FreeAgent and how to use them to stay organised and save time

Rebecca is the director of Artful Accountancy Ltd, where she helps creative business owners and entrepreneurs navigate their finances in a practical and stress-free way.
With a focus on simplifying complex accounting terms and using technology to save time, Rebecca empowers clients to manage their financials without feeling overwhelmed.
